Investment Management

Investment management is an important part of any financial plan. We at Clearity Capital can help you select and monitor your investments, or if you prefer, we'll do it for you,

We're always transparent about the commissions and fees you pay. We’ll explain all your direct and indirect expenses before you invest, including the ones that are buried somewhere deep in a prospectus or advisory agreement.

For investors who prefer static portfolios without regular rebalancing, commission-based investments might be the most cost-effective way to invest. Don’t let “fee-only” financial advisors tell you otherwise. Depending on asset size, your up-front commissions could be as low as 0%. 

If so, we’ll still provide you with sound asset allocation guidance and low cost, tax-efficient and tax-advantaged investments. We can also provide value-added financial services such as income distribution guidance and tax loss harvesting. We’ll act solely in your best interest.

For investors who prefer actively-managed advisory accounts, we'll provide ongoing asset management, portfolio analysis, lower internal expenses through institutional share classes or exchange-traded funds, periodic rebalancing, and advanced financial planning all using state-of-the-art trading and rebalancing tools and planning technology. 

We'll also keep our fees low.

In today’s financial services industry, the average asset-based investment advisory fee is 0.95% and varies depending on assets under management. For investments of a million dollars in 2020, the average fee paid by investors is 1.02%. An investor paying $10,200 dollars per year for investments and planning might want to ask what it buys.

Typically, this includes services such as risk assessment, asset allocation, basic tax recommendations, income distribution planning, basic estate planning, behavioral finance coaching, and “holistic financial planning.” If this prevents costly mistakes and keeps an investor on track, then it might be worth it.

We believe, on the other hand, that industry average fees are too high – and that we can provide equal or better service for less cost than our competitors.

We can do it because we keep our overhead low and don't need large profit margins. Through our affiliation with LPL Financial, we also pay insanely low investment management program fees and we pass that savings on to you.

In an industry characterized by the same generic level of fees and services, we believe that each investor is unique and requires personalized levels of service. We’ll therefore design a custom service model at a cost that meets your specific needs – with flexible and low fees.

Contact us to find out how we can help you.

Investment management