When is the Best Time to Take Social Security Retirement Benefits?

As you get older, the question of when to collect Social Security retirement benefits will likely come to mind, particularly true if you plan to retire early. In a perfect world, there would be one age that would be ideal. However, your unique circumstances and goals will dictate the best time for you to take Social Security retirement benefits. Let’s dive deeper into all the factors you should consider before making your decision.

 

Understanding the Basics.

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Health Savings Accounts: For Today and Your Retirement Years

If you are not contributing to your health savings account (HSA), you miss out on a great way to save for health care expenses now and during retirement. HSAs allow you to save money tax-free through payroll deduction. Like traditional investments, some HSAs provide fund choices to increase accumulations With health care costs continuing to grow year over year, saving into an HSA plan makes sense. Benefits of HSAs include:

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